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The employer stop loss market is experiencing robust growth – in both premium and claims. In this paper, we explore recent and historical employer stop loss performance utilizing 10 years of data collected from publicly-available reporting. This analysis, along with insights into the latest trends in the market will provide context and understanding of the

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As a large claims underwriter, insurer and reinsurer, BCS has seen our fair share of high-cost claims. Our industry is grappling to absorb rising catastrophic claims, as additional cost drivers like inflation and new pharmaceuticals continue to put pressure on bottom lines. A recent PwC Behind the Numbers 2026 report indicates that “medical cost trend is once

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Advanced gene therapies have been at the forefront of medical science for many years, offering the promise of potential cures for a wide range of diseases. As recent FDA approvals have made these therapies a reality, the unprecedented costs associated with them have raised significant concerns to the health insurance industry. This whitepaper will give

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